Downing, Williams Combat Housing Crisis with Bipartisan Whole-Home Repairs Act of 2025

November 7, 2025
Press Release

Congressman Troy Downing (MT-02) and Congresswoman Nikema Williams (GA-05) introduced the bipartisan Whole-Home Repairs Act of 2025 to address the nationwide housing crisis by providing essential home repair assistance to low-and-moderate-income homeowners and small landlords. Senators John Fetterman (D-PA) and Cynthia Lummis (R-WY) are leading the Senate companion.
 

“Housing availability and affordability are two of the biggest challenges facing Americans looking to build a more stable future,” said Congressman Troy Downing (MT-02).  “As home prices across the country skyrocket, it’s up to Congress to look for innovative solutions that realign supply with demand to temper rising costs. The Whole-Home Repairs Act takes a promising step in that direction by redeploying readily available resources at HUD and leveraging state, local, and federal cooperation to bolster the country’s existing stock of homes. For the Montana residential market, in which a quarter of all households are cost burdened and more than half of all parcels are characterized as being in average or worse condition, the potential for a pilot program like this knows no bounds. I appreciate Rep. Williams’ willingness to work across the aisle to help address the very real housing crisis that is affecting countless Americans. I look forward to seeing our hard work deliver real results for the Treasure State.”

“Too many families are forced to live in homes with dangerous health and safety risks because of repairs they can’t afford,” said Congresswoman Nikema Williams (GA-05).  “This is especially true for seniors on fixed incomes struggling to stay in the homes they worked so hard to maintain. As a homeowner, I know our homes are often our first foundation of generational wealth. The Whole-Home Repair Act will help low and moderate income homeowners make the critical repairs to ensure their homes remain safe, secure, and an asset they can pass on to future generations.”

Endorsements of the Whole-Home Repairs Act of 2025 include the Atlanta Neighborhood Development Partnership, Inc., Council for Affordable and Rural Housing, National Association of Home Builders, National Association of Towns and Townships, BPC Action, Coalition for Home Repair, Habitat for Humanity International, National Housing Law Project (NHLP), National NeighborWorks Association (NNA), Local Initiatives Support Corporation (LISC), National Community Development Association, National Association of REALTORS, and Housing Assistance Council.

Click here for the text of the Whole-Home Repairs Act of 2025.

Background

  • Ensures resources reach homeowners and small landlords with the most need, providing grants to low-and-moderate-income homeowners (including owner-occupants of manufactured homes) and smaller landlords who agree to fair rental practices.

  • Creates one-stop shops to coordinate existing federal, state, and local home repair programs and assist applicants with navigating and leveraging these funding opportunities more effectively.

  • Directs HUD to prioritize applicants with plans to implement the program across entire states, as well as applicants that ensure equal resources go to rural areas.

  • Permits implementing organizations to incorporate workforce training and other related programs.

  • Creates reporting mechanisms to ensure that resources are used effectively and fairly, and that coordinating activities reduce redundancies.

 

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Issues: Congress Economy